If your insurer or broker asks for evidence of electrical equipment maintenance, a clear PAT report can form part of that evidence. It is not a guarantee that a claim will be paid, and it does not replace the wording of your policy.
This guide focuses on organising appliance records. Questions about cover, policy conditions or a claim should go to your insurer or broker.
Check the current policy schedule, wording and any endorsements. Ask the insurer or broker to clarify requirements you do not understand and keep their written response. The ABI business insurance guide explains the range of business cover available.
Avoid assuming that a generic annual PAT certificate satisfies every insurer or every part of an electrical-safety requirement.
| Record | How it helps your team |
|---|---|
| Itemised inspection/test results | Connect the equipment description, location and asset reference with the recorded result. |
| Failed items | Show which items needed attention and the identified fault. |
| Repair or replacement record | Keep the date, action and any subsequent inspection/test record with the original item reference. |
| Unavailable equipment | Identify what was not checked and the plan for gaining access. |
| Review of future checks | Record the basis for the next review and any changes in equipment use or conditions. |
These are practical record-management suggestions, not a universal insurer checklist. Agree any specific evidence or retention requirement with the organisation requesting it.
A PAT result relates to the equipment and work recorded at the time. It does not establish the condition of every item on the premises or replace a report on the building’s fixed electrical installation. Read our PAT and EICR comparison if the requested scope is unclear.
HSE explains that records and labels can help manage an equipment-maintenance system, although there is no universal legal duty to use PAT labels or keep PAT records. HSE’s PAT guidance also distinguishes risk-based maintenance from blanket annual testing.
Before booking, tell AiO who will use the records and whether your insurer, landlord or client has supplied a specification. We can discuss the appliance inspection/testing scope and reporting requirements; your insurer decides whether the evidence meets its conditions.
You can see our example reports and appliance labels, review our PAT testing service or speak to AiO about a tailored quote.
View our example report and appliance labels before you book.